Transfer mode

...mula mengemas brg...good bye borneo

dah nak berabuk blog ni

lame btol tak tulis pape..huhu...
so currently aku kat Double tree by hilton hotel..ada assistant manager seminar...ni kali ketiga aku attend since keje ngan sime darby ni...

cite pasal property...Loan utk rmh tmn melati dah approved.esok baru dpt LO.lawyer aku dah bising2 sbb lmbt sgt..biasa kita yg kejar loyer kan..ni loyer plak yg kejar kita..hehe..nak wat camne..bini aku kat kl sorg2 arrange loan tu..tgh sakit lak tu..kene buatan org..buatan aku aa..hehe

n 1 lagi rumah..pangsapuri melor bangi tu pun..LO dah dpt..tp s&p tak sign lg.haha..pelik kan..aku pun musykil gak..tp lantak pi la..sbb member aku yg banker tu uruskan.so itu hari dia ckp..kene g sign snp n byr 10% dan legal fees..duit tak cukup ni..camne nak buat?xpe..epf kan ade..saya mesti pilih !! ..tetibe..haha

so camne aku bole apply 2 loan utk 2 rmh berasingan? jawapan dia sbb..apply serentak..then nama masih clean..takde pape hutang pun..so of cos aa bole dpt...

tp kan..ape yg aku belajo..pasni jgn beli rumah bwh 100k lg..sbb..banker mls layan..n blr tinggi gile..

n 1 lg..tak bagus gak kalau korg clean sgt tau..maksud aku clean ialah korg takde pape hutang atau transaction recrd dgn bank.sbb...bank susah nak bg loan utk org yg takde pape track record dgn dorg atau bank2 lain.so better apply je sejibik kredit kad..pastu takyah a guna.simpan je.
anyhow dia bergantung pada bank gak aa..

28th years already

Alhamdulillah...Allah telah beri aku hidup tepat 28 tahun hari ni...kalau fikir2 balik...dalam 28 tahun..bape banyak dah dosa n pahala yg terkumpul...mane yg lg byk?huhu

28 tahun..so lg 2 tahun nak cecah 30..rase cam baru semalam je amik spm haha...
28 tahun..masih byk lg impian belum tercapai
28 tahun...ada ramai lg org2 di luar sana yg dah achieve mcm2 dari aku....

I need to work hard...n hard..n hard...

Miri

Lepak miri hari ni...masa drive td mak aku call...ko ni asik berjungkit je time takde bini ek..haha

Mmmmm.....

Its been a week...waiting for something which still not come yet...already follow up plenty of times...should i pull over or should i push it thru?

tamak atau mengambil peluang??

at the moment..1st house yg aku nk beli kt tmn melati tu still belum submit loan lg..disebabkan beberapa kesulitan..tp semalam..ya semalam..aku byr deposit 1500 utk flat pkns undercon kat bangi rm112 k.

2014 rmh tu siap...adakah aku tamak atau mengambil peluang??? aku decide utk beli sbb highly recomended by member aku..die officer bank n die pun beli rmh tu...n sbb aku risk taker but not gambler..n sbb aku ni oppurtunist..bkn tamak ek..cewah..ala baru 2 bijik..tu pun tak konpem dpt lg ke tak..org len dah berpuluh biji rmh tak kecoh pun..huhu..

p/s : sape ade cite2 nak jadi the best in his industry?

psss : kompem takde org jawap soklan atas tu sbb takde org pun bace blog ni...dem..takpe2..tgk aaa satu hari nanti (ayat nak jaga hati sendirik)

gurau senda laki bini part 1

si laki sms bini :

syg nak ape utk present besday nanti...nanti abg beli n pos aa ke rumah...mintak je pape pun janji tak lebey 10 hengget..hahaaa

lalu bini pon jawap :
syg tanak hadiah abg..syg nak abg je mase besday nanti...pewwiiittt

sweet gile ngee..

p/s:tu la..len kali jgn duk asing2..huhu

unnecessary preasure

camne tak stress..bila..

org lain punya keje yg tak siap..tp ko kene marah..sbb die pakai org ko..

org yg sama level dgn ko..tp die just belagak senior 1 2 tahun..then campak segala kerja kat ko..mcm die lak yg mngr

ko tak disuruh pun utk buat sesuatu kerja...tetiba je bos ko folo up..tanya dah siap ke kerja tu..bangang betol...ko tak inform pun tetibe je tanya dah siap ke lum..

ko terpaksa jadi atau adapt satu sifat yg korg tak suka...

fail to plan is planning to fail

another 5 days to go..im waiting for sumting which will determine my next step to change my future...hehe
this evening..when borak2 wif my bos..he tell us that his relative who work in oil n gas industry...rent a house for rm3k per month..that considered cheap to him since before this he were renting a house amounting rm10k at brunei...dem...how much is his salary actualy...

mindset

it almost 9pm and I just finished my work...got a problem of electricity pole just now...dats the beauty of estates life...u r the assitant manager cum electrician cum bomba cum all the dem things job in the world !

Im thinking of...if I can fully utilise all the time I spend here..and transfer it at town...for sure I can generate more income..rather than stuck in the 3rd worlds country here..huhu...looks kejam jek...hehe

I need to kumpul full strength to discuss regarding my future with my boss..huhuhuhuhu......

back to work

camne nak keje jauh2 cenggini kalau bini kene masuk hospital lg esok...hoh..inilah dugaan Allah kepada hamba nya yg tidak pandai bersyukur kepadaNya...

Just arrived at my lovely estate...lovely la sgt..puih...
yela..lovely la..estet or keje ni la yg bg aku n family aku mkn..

dah lama tak tulis psl property..nak tulis pun..takde cite lg..sbb pngalaman takde lg...
tp takpe...today..dgn muka tak malu dan konpiden diri yg sgt tinggi...aku nak wat self declare which is...

in 2 years from now...means dat...on september 2014...i will buy my dream car...mitsubishi lancer..warna putih...murah je..dlm 100k...tetapi
goal tersebut akan aku jadikan pemangkin...atau prasyarat..which is...

aku nak kumpul 10 biji rumah ataupun nilai aset terkumpul berjumlah 1 juta

selagi x cukup 10 biji rmh atau jumlah aset berjumlah 1 juta tu..selagi tu aku takkan dpt beli lancer peberet tu..huhu


boleh ke dlm 2 tahun beli 10 biji rmh?mcm sukar..tp kalau nak kumpul aset hartanah berjumlah 1 juta in 2 years..look more realistic

discharge?

tghri td..kawan kami dtg..die ni keje sebagai doktor di hospital kelantan...die doktor bahagian pompuan..gile ah..siap bole jadik mak bidan gak..huhu..
so die advise kami utk discharge..since tgk dia stabil n sihat..lgpun sah2 bil sini mahal gile..

anyhow..aku akan terus bergaduh dgn pru bsn yg cam celaka tu sampai aku dpt apa yg sepatutnya aku dapat...

still in ampang puteri

...already couples of night berkampung kat sini...tp hari ni tanak cite psl hospital lg..nak cite psl property plak...

td aku baru je balik dari melepak dgn member aku..yg merangkap personal lawyer...cewah..ade loyer peribadi tu...pui...
kitorg discuss psl topik lain aa tp..then another freind of mine dtg...bawak snp..die plan nak beli rmh..harga 400 something..dia beli dari bos dia..bos dia beli cuma 180k je..tahun 2008 dulu..so means dat after 4 years..naik sebanyak rm220k..byk kan..yg bestnye aku lupe nak tanye area mane rumah tu..vangang kan..hehe


p/s : yesterday..im thinking of..ubah selera..hehe

life at ampang puteri 2

this night..still in ampang puteri medical centre..she is doing well physically but the virus still not decreasing yet. Doctor informed that in 2 days if the virus still increasing he got no choice...which he will inject an antivirus to her...which will exposed some kind of risk to the 3 months old unborn infant...

but for me..she need to be rescue first.might be its not our rezeki at the moment yet to have a child...

p/s : ada hikmah di sebalik setiap apa yg terjadi..take things positively...obstacle is actually an oppurtunity

life at ampang puteri

2nd night in ampang puteri specialist centre..she still in good condition...tak nampak pun mcm org sakit..cuma mata putihnya saja yg masih lg kekuningan.ada kengkawan yg tanya..kenapa masuk ampang puteri?tak mahal ke.bukan sbb mahal or murah..tp sbb dia kene dirawat oleh pakar hati terbaik kat malaysia ni.pandai2 la aku nak carik mana duit utk kos rawatan tu nanti.

yg aku sakit hati is...medical card prudential bsn dia x nak tanggung kos rawatan sini...byk alasan dorg bg.plus agent yg lerja lembab..mmg tahi la prudential bsn ! suruh org byr tiap2 bulan..tp servis cam haram

anyhow..ini adalah ujian drp NYA....

p/s : lesson learned...expect the unexpected

pahit n manis....

kesibukan yg berpanjangan menyebabkan aku tak dpt update blog ni for the past few days.a lot of things came to my life.antara cite yg best is..we already met the house owner..sgt baik n ramah..dah tgk rmh gak..tp dr luar je sbb penyewa blk kmpg..tak tau cane  keadaan rmh tu belah dlm..hppe ok.tp lokasi dia mmg terbaik ah.dekat gile dgn stesen lrt.

itu yg cite best...cite tak best is..org yg aku syg..dah jatuh sakit.as per my expectation.n lg sedey is.die sakit sbb aku gak..ni semua dugaan Nya.aku harap dia terus positif..n now aku kat airport miri..jap lg direct terus gi ampang puteri specialist..dia admitted....

p/s... hidup ini umpama roda...kita kene pastikan roda tu terus bergerak..

sign snp

semalam 30 ogos..hari bersejarah utk kerajaan hazli fauzi..sebab first time dlm hidup pergi ofis lawyer n first time gak sign snp..hehe...
Alhamdulillah...flat 90k yg aku n wife nak beli kat tmn melati tu..akan jadik kenyataan.mmg rezeki kami kot..mmg sng nk beli rmh tu..siap owner tanak amik deposit lak tu..gile baik die tu.

flat 90k rmh pertama yg aku n wife beli..bkn utk duduk.tp utk sewa.mmg dah ade penyewa pun skrg ni.this will be our first asset n our first step to achieve financial freedom thru property investment

so semalam punya cite..kami g ofis rabia n co utk sign snp.byr duit deposit seribu ringgit..walaupun owner taknak.bukan sebab aku byk duit sgt..tp as per recommended by lawyer aku..bagus letak deposit..nampak proper skit snp tu dan bank pun konpiden nak bg loan.

for info..rabia n co..member se um dan sekolej dulu..sgt baik.firm tu dia punya sendirik.umur die baru 29 hokeh.gile muda dah ada firm sendirik.sape2 nak khidmat lawyer die..bole email kat aku..cewah..macam la ramai sgt baca blog ni..hehe

ps..ofis loyer ni kat mont kiara..sewa die 2800 sebulan..satu tingkat tu maybe ade 10 bijik opis kot...korg bygkan kalau korg owner building plaza mont kiara tu..RM2800 X 10biji X 10 tingkat X 4 blok...haa mmg makan tak habis 7 keturunan

.tu baru income sebulan je tu

loan rmh

today..i noted that..takdehal je kalau nak buat loan rmh kat tempat lain dari area rmh tu. cnthnye kalau korg nak beli rmh kat pj..tak semestinya kene buat loan rmh kat area pj tu gak..bole je buat tmpt lain.

mcm aku ni..aku skrg nak beli rmh kat tmn melati..tp aku keje kat bintulu..so aku akan buat carik loan kat area bintulu aaa..sebab ape?

-sbb sng aa nak buat urusan2 submit2 borg sume tuh..dekat dgn tmpt keje..takyah ulang alik bintulu kl..igt tiket air asia murah sgt ke

-org bank lg sng nak pecaya bile die familar dgn tempat keje kita yg berada dkt area bank dorg tuh


tp kalau pasal urusan lawyer aku tak sure la bole ke tak amik loyer jauh..rase2 mcm bole gak.sbb skrg ni aku deal dgn member aku dari zaman belajor dulu..die mmg uruskan pasal property n ade legal firm sendirik..mmg die yg byk tlg..tp still berbayar okeh..kalau free..gemok aa aku

ilmu hari ni :
 i) risau utk beli rmh kat tmpt lain yg jauh dari tmpt korg bermastautin
ii)bank ade link dorg sendirik utk cek value sesebuah rmh tu walaupun bapak jauh dari kawasan bank tu sendirik..pandai2 aa dorg buat keje

bye..pis yo

noted...its not ending with noted...

my first journey towards financial freedom will started here...pergh mcm gempak ayat english aku tuh..pui...